Long Term Disability Benefits

Posted By Kil Mallock on Jul 13, 2015 | 0 comments

Long term injuries are hard to handle in every aspect and require a lot of medical attention, which gets expensive quickly. Just because you have been injured or suffer from an ailment that prevents you from obtaining work doesn’t mean you have to live in poverty. However, according to the website of the Hankey Law Office, the US social security system has two plans that you may qualify for. Both options require that you have an injury or ailment that will last for at least one year, and that injury/ailment must prevent you from finding work.

If you have been working and paying taxes for a certain amount of time, you may qualify for social security disability insurance. This plan is funded through the social security taxes and is meant more for those whose injury or ailment will heal with enough time. The amount paid will vary depending on your financial need, dependents, and how long you worked before your injury. Your dependents may also qualify for coverage depending on your particular situation.

If you have not been working and paying taxes long enough, then you can qualify for supplemental security income. This plan is funded through general taxes and will only pay for basic needs. This program is intended for the elderly, blind, and disabled with little or no income, although others are accepted into the program as well. Dependents may also receive assistance under this plan, but the coverage varies.

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